“It doesn’t matter the size or usage of your truck, we can insure it”
If an employee had a car accident while driving a company car, who is responsible for paying any physical or bodily injury damages caused? Your commercial auto insurance.
These types of policies need specific and different coverages other than those in a personal auto policy since they are exposed to greater risks.
The limits and coverages of commercial vehicle policies are much higher than those of personal vehicle.
These commercial policies can be bound as an individual with their TAX ID or under an business entity FEIN number, the coverages depend on the activity they want to insure.
Commercial Vehicle insurance contains additional coverages that protect your business such as, business interruption coverage, tools and equipment coverage and cargo coverage.
Basic Commercial vehicle coverages
- Damages to your vehicles
- Bodily injury to drivers
- Bodily injury to third party involved
- Property damage to third party involved
These are common vehicles that are covered under commercial vehicle policy.
- Cargo van
- Box trucks
- Pick up trucks
- Food truck
- Tractor trucks
- Trailers and containers
Which drivers are covered under a commercial vehicle policy?
I use my car to transport myself and I also use it to deliver food through cellphone applications, would my personal auto policy cover me in the event of an accident?
What do I need to quote a Commercial Vehicle policy?
- Company name or business owner name
- Description of business operations
- Vin number of the vehicles
Better prices and comprehensive coverages. With more than 15 years of experience, we will help you find the best option.